Tag Archives: Offers

Best Credit Card Offers Online

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Credit cards are categorized based on various factors, such as cards offering reward programs, cards with good interest rates, low balance transfer rates, or low annual percentage rates, cards for those with limited credit, and specialty cards (cards that offer special features and benefits). Depending on the category and type of card, deals differ, as many credit card-issuing firms offer special deals for special categories. Also, the best deals differ from time to time, as the value of currency is not constant. A few of the best credit card offers that are on as of now are mentioned below:

 

The Citi Platinum Select Master Card offers 0% introductory Annual Percentage Rate(APR) on balance transfers for 21 months and 0% introductory APR on purchases for 12 months. After that, the APR will be 11.99% – 19.99% based upon the card holder’s creditworthiness. This APR will vary with the market based on the Prime Rate. Also offered with this credit card is extra cash from Citi – that enables the holder to enjoy discounts on gift cards, travel, merchandise and more. Citi Identity Theft Solutions, that covers secure, free online account management with no annual fee, is an added bonus.

 

The Chase Freedom Visa Card offers the holder a chance to earn a $100 cash back bonus, if the holder makes $799 in purchases in the first three months after the issue of the card. Also, 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to a quarterly maximum is applicable. Plus, signing up for this card is free and easy! This is one of the best credit card offers available. Another part of the offer is unlimited 1% Cash Back on all other purchases, with no spending tiers, and up to 20% cash back on online shopping purchases at select merchants through Chase.

 

The Capital One Platinum Prestige Card offers 0% introductory APR until September 2011 on balance transfers that are processed in as little as 48 hours. Additionally, there is 0% intro APR until September 2011 on all purchases. Another bonus is the $0 Fraud Liability if the card is lost or stolen. 24 hour travel and emergency assistance gives the holder a replacement card and cash advance without hassles. 24 hour roadside assistance and travel accident insurance are provided by default. Also, there is no annual fee. This card thus is a strong contender for being among the best credit card offers on the market, today.

 

The Orchard Bank Classic Master Card offers an excellent credit card for rebuilding credit scores, and reports to 3 major credit bureaus monthly! The Orchard Bank Classic Master Card is accepted at millions of locations worldwide, including website purchases and reservations. The account information of the holder is updated daily and is available to the holder any time round the clock for easy management. Additionally, email and text messages are sent to the holder to remind them about upcoming payment due dates if the customer has online enrollment. The customer service is great with on-call customer service representatives to assist with questions or concerns. Whether the card being offered is a secured one or an unsecured one will be disclosed before the application is processed, thereby ensuring 100% transparency and avoiding hassles.

 

The Discover Student More Card offers a 5% cash back bonus in categories like travel, department stores, gas, groceries, restaurants, and more, which means extra money for the student holder. Also, 5% to 20% cash back bonuses at their exclusive online shopping mall is provided for free. Additionally, up to 1% unlimited cash back bonuses on everything else bought by the student, from textbooks to toothpaste, is automatically received. The introductory APR is 0%, for six months, and there is no annual fee. The Discover Student More Card is one of the best credit card offers for students.

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Source by Art Taylor

9 Downsell Campaign Offers to Get

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Shopping cart abandonment is a huge problem that leads to lost ecommerce sales.

Shopping cart abandonment is when a prospective customer who starts the process of buying a product or service online, but then drops out before buying.

Shopping cart abandonment can be as high as 80 percent. In one study by Barilliance, shopping cart abandonment rates were 77.24% in 2016 and 78.65% in 2017. That’s over three-quarters of consumers that land in the shopping cart. The rate is over 80 percent among mobile users.

There are many reasons why consumers abandon shopping carts. Unexpected shipping fees, long and confusing process, too many clicks and pages, plus website errors and crashes.

Yet all is not lost if you have a downsell campaign. In fact, a downsell campaign with good sales offers can help you recover these lost revenues and get the consumer back to buy.

A downsell campaign occurs after a prospective customer abandons a shopping cart or order page. It involves a series of emails each with a link to a distinct landing page with a new offer. This new offer fulfills the customer’s needs and wants while lowering their perceived risk. In some cases, it reduces the price of a product or service.

While you can have downsell offers for all types of contacts, they are best to use to convert a lead into a new customer than an established customer. That’s because some customers will take advantage of your strategy, causing you to lose profits.

Here are 9 downsell campaign sales offers you can present to consumers who abandon their shopping cart.

Downsell Campaign Strategy #1: Free Trial Offer

A free trial sales offer lowers perceived risk of buying. It enables the customer to experience the benefits of the product or service. Then when the trial period is over you charge their credit card if they did not previously cancel. The two drawbacks are NOT getting paid in advance and potential loss of sale if the customer cancels. At least you’ve got them back to try it.

Downsell Campaign Strategy #2: Offer Same Product at Same Price Plus Add a Bonus

Adding a bonus to your offer increases the value of the deal. The customer can feel they are getting more from you, so their perceived value is higher. The thing is you can be creative with the types of bonuses you offer. It can involve a complimentary product or service, a consultation, educational product or event.

Downsell Campaign Strategy #3: Offer the Same Product or Service at a Lower Quantity

By offering the same product at a lower quantity, such as size, the customer wins by getting what they want for less cost. You win by earning a customer and lowering the quantity you give for a lower price, so you can earn a profit. This strategy enables you to develop a loyal customer rather than losing them entirely.

Downsell Campaign Strategy #4: Coupon For Next Offer

Offer a coupon for their NEXT purchase if they buy now. For example, if you have an eBook you sell for $30, then offer the contact a 10% off next purchase of any product if they purchase the eBook for $30 now. There is little risk to you because you get full price for the first product sale.

Downsell Campaign Strategy #5: Offer Same Product For Less at Prompt Redemption

You could offer the same product at a lower cost. But with a twist that they must take you up on your offer now or it expires. The customer wins by getting a better deal. You win with a new customer. You’ll gain profits by selling to the customer in the future.

Downsell Campaign Strategy #6: Offer the Same Product With Discount Plus Bonus

Here you give them two things they did not have before. First, they get a discount on the same product. Plus, they receive a free gift. The customer gets a double win. Greater value at a lower price. You win by getting a happy customer who can buy again from you. If your sales offer is a digital product bonus, then there’s no added out of pocket cost after the first creative fee.

Downsell Campaign Strategy #7: Offer a Different Product or Service at a Lower Quantity

You could have a sales offer for a different but less costly product that may satisfy the customer. The customer wins by getting a product at a lower cost. You win by getting the customer.

Downsell Campaign Strategy #8: FREE Shipping

FREE shipping is a cost saver to the customer if you sell a physical product. The cost of shipping is an expense that can offset your tax liability. The upside is you get a customer with potential for future sales and repeat orders. Shipping costs are among the biggest reason for abandoned shopping carts. A sales offer with FREE shipping can get the customer to buy.

Downsell Campaign Strategy #9: Double the Offer Plus a Bonus

This strategy appeals to customers who want greater value, rather than lower price. Not every prospect walks away from an initial offer because the price is higher than what they want to spend. Some prospects have money, but want greater value. Doubling what you sell – or increasing quantity – can boost customer perceived value. When you add a bonus on top, they see they get more than what you offered the first time.

In summary, an abandoned shopping cart is very common in ecommerce. But you can recover some of these lost sales with a compelling sales offer that gets these contacts back to buy.

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Source by Jeff Traister

How to Compare Broadband Offers

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With so many UK providers offering multiple options, it can be really difficult to choose a broadband package that suits your requirements. Here are the main factors to consider when buying a home broadband solution.

Average Broadband Download Speed

Up until recently, broadband providers were able to just advertise their ‘Up to’ speed. However, recent regulation now means that they have to show the ‘Average speed’.

The average speed is defined as being the speed that at least 50% of customers get during peak time. The UK government communications regulator, Ofcom, defines peak time as being between the hour of 8pm – 10pm.

Despite the change, the actual speed that you will get will of course depend on a number of factors including:

  • The type of connection e.g. cable or fibre
  • How far your home is from the telephone exchange box
  • The area you live in
  • The time of day you are using the connection

Generally speaking, the faster the average speed, the more expensive the package will cost. Deciding on what speed you need is determined by what you are using it for.

If you just want to surf the internet and get the odd email then a standard broadband connection may suffice. On the other hand, if you are going to stream music and movies, play online gaming or have a family that uses multiple devices at the same time, then a much faster fibre connection is required.

You can always upgrade your broadband connection if you find it’s too slow but you may incur addition costs if you do this whilst in the middle of your contract period.

Type of Broadband Package

Broadband providers generally offer three types of package:

  1. Broadband only
  2. Broadband and phone
  3. Broadband and phone with TV

As you generally require a phone connection to have broadband, there are only a few that will offer broadband only. When you compare broadband, you’ll find that most packages will automatically include a Wi-Fi router, line rental and some kind of call rate package.

A number of suppliers will also offer a TV bundle on top of the broadband and phone connection. This TV package can vary greatly among providers but usually involves some or all of the following:

  • The supply of a box that can record multiple hours of TV
  • The ability for the box to rewind and pause live TV
  • The ability to watch Freeview channels
  • The option to subscribe to premium channels such as Sky Sports, BT Sport or movies
  • The ability to watch catch-up TV and On-Demand programmes

Broadband contract length

Once you sign up to a broadband package, you will have a cooling off period during which time you can cancel. However, if you decide you no longer want the package or wish to switch to a new provider, then you may incur penalty fee charges for cancelling early,

Therefore, it’s important to ensure you are satisfied with the length of the contract you are signing up to and the terms within that contract.

Generally speaking broadband providers offer the following contract options:

  • 12 Month Contract
  • 18 Month Contract
  • 24 Month Contract
  • No Contract

A no contract option is just that. You pay your fees month to month until you decide you don’t want it. However, a no contract option usually has increased per month cost compared to a longer contract period.

Broadband Set Up Cost

This is the up front cost that the provider charges you to set up the broadband connection and/or the cost of package and posting to get the equipment sent to your home.

Some providers do not charge any set up fee or will sometimes have offers to include the set up free of charge.

Monthly Cost

This is the ongoing monthly fee that you will be paying for your broadband connection.

After deciding all the factors above, you should narrow down your selection to a few packages that meet your requirements. You can then compare the additional features and benefits beyond the main selection criteria.

Extra things to consider are the cost of telephone calls, whether the package includes free weekend or evening calling, the channels available if you opt for a TV package, the functionality of the TV box and the parental controls offered with your broadband connection.

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Source by Andrew Bowen