Author Archives: Matt

Four abnormal operating conditions of a

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To be clear, the generator is very simple in construction and yet very complicated in operation rotating equipment. In a power plant, a generator cannot be considered in isolation because… Read more

The post Four abnormal operating conditions of a generator that could shut down the power plant appeared first on EEP – Electrical Engineering Portal.

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Mechanism of modern energy metering in LT

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Energy meters are one of the most important components for monitoring and data acquisition in a power system network with roles in every part of the power system network, from… Read more

The post Mechanism of modern energy metering in LT and HT power substations and utilities appeared first on EEP – Electrical Engineering Portal.

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Isolation power solutions for ultimate

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Things are changing fast, really fast. Technology we used a few years ago is now obsolete, and if you take a look for a second – it’s always about power… Read more

The post Isolation power solutions for ultimate power availability, efficiency and safety in hospitals appeared first on EEP – Electrical Engineering Portal.

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The magic that isolation transformer uses

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Transformers are not perfect. Transients and noise (radio-frequency and low-level spikes) normally pass through transformers, not only by way of the magnetic lines of flux between the primary and the… Read more

The post The magic that isolation transformer uses to suppress transients and noise appeared first on EEP – Electrical Engineering Portal.

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Six methods to control the flow of harmonic

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The first technique to control harmonic-related problems in the industry involved substantial use of single-tuned filters to offer a low-impedance path to harmonic currents. Interestingly, it is not difficult to… Read more

The post Six methods to control the flow of harmonic currents and decrease harmonic distortion limits appeared first on EEP – Electrical Engineering Portal.

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BEST Capital One Credit Cards 2021 –



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ADVERTISER DISCLOSURE: Unless otherwise noted, this channel receives compensation from our partner sites when you click through and are approved for a credit card through the links you see above. Compensation may impact how and where we place these links. While we try to include information on a wide variety of financial companies and products in our videos, we definitely can’t guarantee that we’ve included every company or every available offer.

NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

Our site:
Contact: Adam Jusko adam@proudmoney.com
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The difference in how series and shunt

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Effects of series and shunt capacitors

At a casual look, a capacitor seems to be a pretty boring and unsophisticated device, that is, two metal plates separated by a dielectric insulating material. Couldn’t be simpler than that. The capacitor has no moving parts but instead functions by being acted upon by electric stress. But, in reality, however, a power capacitor is doing some serious work.

The difference in how series and shunt capacitors regulate the voltage and reactive power flows
The difference in how series and shunt capacitors regulate the voltage and reactive power flows

The capacitor is a highly technical and complex device in that very thin dielectric materials and high electric stresses are involved, coupled with highly sophisticated processing techniques.

The fundamental function of capacitors, whether they are series or shunt, installed as a single unit or as a bank, is to regulate the voltage and reactive power flows at the point where they are installed. The shunt capacitor does it by changing the power factor of the load, whereas the series capacitor does it by directly offsetting the inductive reactance of the circuit to which it is applied.

Table of Contents:

  1. Series Capacitors
    1. Overcompensation Problem
    2. Leading Power Factor
  2. Shunt Capacitors
    1. Example of a Problem and Solution
  3. Power Factor Correction
    1. The Concept of Leading & Lagging Power Factors
    2. Economic Power Factor

1. Series Capacitors

Series capacitors, that is, capacitors connected in series with lines, have been used to a very limited extent on distribution circuits due to being a more specialized type of apparatus with a limited range of application. Also, because of the special problems associated with each application, there is a requirement for a large amount of complex engineering investigation.

Therefore, in general, utilities are reluctant to install series capacitors, especially of small sizes.

As shown in Figure 1, a series capacitor compensates for inductive reactance. In other words, a series capacitor is a negative (capacitive) reactance in series with the circuit’s positive (inductive) reactance with the effect of compensating for part or all of it. Therefore, the primary effect of the series capacitor is to minimize, or even suppress, the voltage drop caused by the inductive reactance in the circuit.

At times, a series capacitor can even be considered as a voltage regulator that provides for a voltage boost that is proportional to the magnitude and power factor of the through current.

Therefore, a series capacitor provides for a voltage rise that increases automatically and instantaneously as the load grows. Also, a series capacitor produces more net voltage rise than a shunt capacitor at lower power factors, which creates more voltage drop. However, a series capacitor betters the system power factor much less than a shunt capacitor and has little effect on the source current.

Figure 1 – Voltage phasor diagrams for a feeder circuit of lagging power factor: (a) and (c) without and (b) and (d) with series capacitors

Voltage phasor diagrams for a feeder circuit of lagging power factor
Figure 1 – Voltage phasor diagrams for a feeder circuit of lagging power factor: (a) and (c) without and (b) and (d) with series capacitors

Consider the feeder circuit and its voltage phasor diagram as shown in Figures 1a and 1c. The voltage drop through the feeder can be expressed approximately as:

VD = IR cosθ + IXL sinθ (Equation 1)

where:

  • R is the resistance of the feeder circuit
  • XL is the inductive reactance of the feeder circuit
  • cosθ is the receiving-end power factor
  • sinθ is the sine of the receiving-end power factor angle

As can be observed from the phasor diagram, the magnitude of the second term in the above Equation 1 is much larger than the first. The difference gets to be much larger when the power factor is smaller and the ratio of R/XL is small.

However, when a series capacitor is applied, as shown in Figures 1b and 1d, the resultant lower voltage drop can be calculated as:

VD = IR cosθ + I (XL − XC) sinθ (Equation 2)

where Xc is the capacitive reactance of the series capacitor.

Go back to the Contents Table ↑

1.1 Overcompensation Problem

Usually, the series-capacitor size is selected for a distribution feeder application in such a way that the resultant capacitive reactance is smaller than the inductive reactance of the feeder circuit. However, in certain applications (where the resistance of the feeder circuit is larger than its inductive reactance), the reverse might be preferred so that the resultant voltage drop is:

VD = IR cosθ − I (XC – XL) sinθ 

The resultant condition is known as overcompensation.

Figure 2a shows a voltage phasor diagram for overcompensation at normal load. At times, when the selected level of overcompensation is strictly based on normal load, the resultant overcompensation of the receiving-end voltage may not be pleasing at all because of the lagging current of a large motor at the start can produce an extraordinarily large voltage rise, as shown in Figure 2b.

This is especially harmful to lights (shortening their lives) and causes light flickers, resulting in consumers’ complaints.

Figure 2 – Overcompensation of the receiving-end voltage: (a) at normal load and (b) at the start of a large motor

Overcompensation of the receiving-end voltage: (a) at normal load and (b) at the start of a large motor
Figure 2 – Overcompensation of the receiving-end voltage: (a) at normal load and (b) at the start of a large motor

Go back to the Contents Table ↑

1.2 Leading Power Factor

To decrease the voltage drop considerably between the sending and receiving ends by the application of a series capacitor, the load current must have a lagging power factor. As an example, Figure 3a shows a voltage phasor diagram with a leading-load power factor without having series capacitors in the line.

Figure 3b shows the resultant voltage phasor diagram with the same leading-load power factor but this time with series capacitors in the line. As can be seen from the figure, the receiving end voltage is reduced as a result of having series capacitors.

Figure 3 – Voltage phasor diagram with leading power factor: (a) without series capacitors and (b) with series capacitors

Voltage phasor diagram with leading power factor: (a) without series capacitors and (b) with series capacitors
Figure 3 – Voltage phasor diagram with leading power factor: (a) without series capacitors and (b) with series capacitors

When cosθ = 1.0, sinθ ≅ 0, and therefore,

I (XL − XC) sinθ ≅ 0(Equation 3)

Hence, Equation 2: VD = IR cosθ + I (XL − XC) sinθ becomes VD ≅ IR

Thus, in such applications, series capacitors practically have no value. Because of the aforementioned reasons and others (e.g., ferroresonance in transformers, subsynchronous resonance during motor starting, shunting of motors during normal operation, and difficulty in protection of capacitors from system fault current), series capacitors do not have large applications in distribution systems.

However, they are employed in sub-transmission systems to modify the load division between parallel lines.

For example, often a new subtransmission line with larger thermal capability is in parallel with an already existing line. It may be very difficult, if not impossible, to load the subtransmission line without overloading the old line. Here, series capacitors can be employed to offset some of the line reactance with greater thermal capability.

They are also employed in subtransmission systems to decrease voltage regulation.

Suggested reading – The mystery of nuisance tripping incidents in transformer protection

The mystery of nuisance tripping incidents in transformer protection that worry engineers

Go back to the Contents Table ↑

2. Shunt Capacitors

Shunt capacitors, that is, capacitors connected in parallel with lines, are used extensively in distribution systems. Shunt capacitors supply the type of reactive power or current to counteract the out-of-phase component of current required by an inductive load.

In a sense, shunt capacitors modify the characteristic of an inductive load by drawing a leading current that counteracts some or all of the lagging component of the inductive load current at the point of installation.

Therefore, a shunt capacitor has the same effect as an overexcited synchronous condenser, generator, or motor. As shown in Figure 4, by the application of a shunt capacitor to a feeder, the magnitude of the source current can be reduced, the power factor can be improved, and consequently, the voltage drop between the sending end and the load is also reduced.

However, shunt capacitors do not affect current or power factor beyond their point of application. Figures 4a and 4c show the single-line diagram of a line and its voltage phasor diagram before the addition of the shunt capacitor, and Figures 4b and 4d show them after the addition.

Figure 4 – Voltage phasor diagrams for a feeder circuit of lagging power factor: (a) and (c) without and (b) and (d) with shunt capacitors

Voltage phasor diagrams for a feeder circuit of lagging power factor: (a) and (c) without and (b) and (d) with shunt capacitors
Figure 4 – Voltage phasor diagrams for a feeder circuit of lagging power factor: (a) and (c) without and (b) and (d) with shunt capacitors

Voltage drop in feeders, or in short transmission lines, with lagging power factor can be approximated as:

VD = IRR + IXXL(Equation 4)

where:

  • R is the total resistance of the feeder circuit, Ω
  • XL is the total inductive reactance of the feeder circuit, Ω
  • IR is the real power (in-phase) component of the current, A
  • IX is the reactive (out-of-phase) component of the current lagging the voltage by 90°, A

Go back to the Contents Table ↑

2.1 Example

Consider the right-angle triangle shown in Figure 5b. Determine the power factor of the load on a 460 V three-phase system, if the ammeter reads 100 A and the wattmeter reads 70 kW.

Figure 5 – (a) Phasor diagram and (b) power triangle for a typical distribution load

(a) Phasor diagram and (b) power triangle for a typical distribution load
Figure 5 – (a) Phasor diagram and (b) power triangle for a typical distribution load

Solution

  • S = √3 (V)(I) / 1000
  • S = √3 (460 V)(100 A) / 1000
  • S ≅ 79.67 KVA

Thus,

  • PF = cosθ = P / S
  • PF = 70 KW / 79.67 KVA
  • PF ≅ 0.88 or 88%

When a capacitor is installed at the receiving end of the line, as shown in Figure 4b, the resultant voltage drop can be calculated approximately as:

VD = IRR + IXXL − ICXL(Equation 5)

where IC is the reactive (out-of-phase) component of current leading the voltage by 90°, A.

The difference between the voltage drops calculated by using Equations 4 and 5 is the voltage rise due to the installation of the capacitor and can be expressed as VR = ICXL

Go back to the Contents Table ↑

3. Power Factor Correction

A typical utility system would have a reactive load at 80% power factor during the summer months. Therefore, in typical distribution loads, the current lags the voltage, as shown in Figure 5a. The cosine of the angle between current and sending voltage is known as the power factor of the circuit.

If the in-phase and out-of-phase components of the current I are multiplied by the receiving-end voltage VR, the resultant relationship can be shown on a triangle known as the power triangle, as shown in Figure 5b. Figure 5b shows the triangular relationship that exists between kilowatts, kilovoltamperes, and kilovars.

Note that, by adding the capacitors, the reactive power component Q of the apparent power S of the load can be reduced or totally suppressed.

Figure 6 – Illustration of (a) the use of a power triangle for power factor correction by employing capacitive reactive power and (b) the required increase in the apparent and reactive powers as a function of the load power factor, holding the real power of the load constant.

Illustration of (a) the use of a power triangle for power factor correction by employing capacitive reactive power and (b) the required increase in the apparent and reactive powers as a function of the load power factor, holding the real power of the load constant.
Figure 6 – Illustration of (a) the use of a power triangle for power factor correction by employing capacitive reactive power and (b) the required increase in the apparent and reactive powers as a function of the load power factor, holding the real power of the load constant.

Figures 6a and 7 illustrate how the reactive power component Q increases with each 10% change of power factor. Figure 6a also illustrates how a portion of lagging reactive power Qold is canceled by the leading reactive power of capacitor Qc.

Note that, as illustrated in Figure 6, even an 80% power factor of the reactive power (kilovar) size is quite large, causing a 25% increase in the total apparent power (kilovoltamperes) of the line. At this power factor, 75 kvar of capacitors is needed to cancel out the 75 kvar of the lagging component.

Figure 7 – Illustration of the change in the real and reactive powers as a function of the load power factor, holding the apparent power of the load constant.

Change in the real and reactive powers as a function of the load power factor, holding the apparent power of the load constant
Figure 7 – Illustration of the change in the real and reactive powers as a function of the load power factor, holding the apparent power of the load constant.

As previously mentioned, the generation of reactive power at a power plant and its supply to a load located at a far distance is not economically feasible, but it can easily be provided by capacitors (or overexcited synchronous motors) located at the load centers.

Figure 8 illustrates the power factor correction for a given system.

Figure 8 – Illustration of power factor correction

Illustration of power factor correction
Figure 8 – Illustration of power factor correction

As illustrated in the figure, capacitors draw leading reactive power from the source; that is, they supply lagging reactive power to the load. Assume that a load is supplied with a real power P, lagging reactive power Q1, and apparent power S1 at a lagging power factor of:

  • cosθ1 = P / S1, or
  • cosθ1 = P / (P2 + Q12)1/2

When a shunt capacitor of Qc kVA is installed at the load, the power factor can be improved from cosθ1 to cosθ2, where:

  • cosθ2 = P / S2
  • cosθ2 = P / (P2 + Q22)1/2 or
  • cosθ2 = P / [P2 + (Q1 − QC)2]1/2

Go back to the Contents Table ↑

3.1 The Concept of Leading & Lagging Power Factors

Many consider that the terms “lagging” and “leading” power factor are somewhat confusing, and they are meaningless if the directions of the flows of real and reactive powers are not known. In general, for a given load, the power factor is lagging if the load withdraws reactive power; on the other hand, it is leading if the load supplies reactive power.

Hence, an induction motor has a lagging power factor since it withdraws reactive power from the source to meet its magnetizing requirements. But a capacitor (or an overexcited synchronous motor) supplies reactive power and thus has a leading power factor.

This is shown in Figure 9 and indicated in Table 1.

Figure 9 – Examples of some of the sources of leading and lagging reactive power at the load

Examples of some of the sources of leading and lagging reactive power at the load
Figure 9 – Examples of some of the sources of leading and lagging reactive power at the load

On the other hand, an underexcited synchronous motor withdraws both the real and reactive power from the source, as indicated. The use of varmeters instead of power factor meters avoids the confusion about the terms “lagging” and “leading.”

Such a varmeter has a zero center point with scales on either side, one of them labeled “in” and the other one “out”.

Table 1 – Power Factor of load and source

Load Type At Load At Generator
P Q Power Factor P Q Power Factor
Induction Motor In Out Lagging
Induction generator Out Out Lagging
Synchronous motor (Underexcited) In In Lagging Out Out Lagging
Synchronous motor (Overexcited) In Out Leading Out In Leading

Go back to the Contents Table ↑

3.2 Economic Power Factor

As can be observed from Figure 8b, the apparent power and the reactive power are decreased from S1 to S2 kVA and from Q1 to Q2 kvar (by providing a reactive power of Q), respectively. The reduction of reactive current results in a reduced total current, which in turn causes less power losses.

Thus, the power factor correction produces economic savings in capital expenditures and fuel expenses through a release of kilovoltamperage capacity and reduction of power losses in all the apparatus between the point of installation of the capacitors and the power plant source, including distribution lines, substation transformers, and transmission lines.

The economic power factor is the point at which the economic benefits of adding shunt capacitors just equal the cost of the capacitors. In the past, this economic power factor was around 95%. Today’s high plant and fuel costs have pushed the economic power factor toward unity.

However, as the corrected power factor moves nearer to unity, the effectiveness of capacitors in improving the power factor, decreasing the line kilovoltamperes transmitted, increasing the load capacity, or reducing line copper losses by decreasing the line current sharply decreases.

Therefore, the correction of the power factor to unity becomes more expensive with regard to the marginal cost of capacitors installed.

Further Studying – How to avoid common mistakes during wiring and startup of power factor correction (PFC) cubicle

How to avoid common mistakes during wiring and startup of power factor correction (PFC) cubicle

Go back to the Contents Table ↑

Source: Electric Power Distribution Engineering Guide by Turan Gönen 

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UNBOXING Citi Custom Cash Credit Card



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You can support our channel by choosing your next credit card via one of the links below (in other words, we make money if you get approved):
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ADVERTISER DISCLOSURE: Unless otherwise noted, this channel receives compensation from our partner sites when you click through and are approved for a credit card through the links you see above. Compensation may impact how and where we place these links. While we try to include information on a wide variety of financial companies and products in our videos, we definitely can’t guarantee that we’ve included every company or every available offer.

NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

Our site:
Contact: Adam Jusko adam@proudmoney.com
(for business/media inquiries only; unfortunately I do not have the time to offer thoughtful answers to the many individual credit & money questions I get by e-mail — but I do read them and try to incorporate answers to common questions into future videos.)

#creditcards #citicustomcash #citi

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Credit Card Debt – How To Pay Off Your

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In these times, almost everyone has credit cards, but paying them can be quite a headache. While some of us wish that they’ll just disappear, most of us wish that the credit card companies would simply forget us.

Here are seven suggestions to help you on how to pay off your credit card debt:

1. Gather all your credit cards.

2. Arrange them in order from highest interest rates to lowest interest rates. Or you can just simply put them in order from the ones that you have to pay more on, to the ones that you have to pay less on. Let the highest debt that you have be your top priority to get out of your debt fast.

3. Make a budget for paying them off. It doesn’t matter if your budget is big or small. The important thing is you pay them off before the due date. Also keep in mind that while you’re doing this, you should only buy the necessities.

4. You can hide the cards you have with the highest payments. This is a way to avoid the same payment problems again and again.

5. Keep doing this until you have paid off all your debts. It may take some time, depending on your debt, but “determination” is the key to how to pay off your debt.

6. If you can get a bank loan with a lower interest rate, you can use this to pay off the credit cards. However, make sure that you don’t just use the loan to pay the monthly payments as this will only make the problem worse and won’t help towards a solution.

7. When you have paid off your credit card debts, I would suggest hiding, getting rid of them or cutting up the credit cards that have the highest interest rates. This is, of course, unless you can pay them before the due date. You could even call the credit card company and ask them if they can lower the interest rate.

Other great tips on how to pay off your debts:

While that little magic plastic thing can help us buy things, always remember that at the end of the day we have to pay for it. Being responsible on how to use them is one of the most important things that you can keep in mind. Remember the old rule: “Buy only the things that you need, not the things that you want.” And before you buy something, even if it is expensive or cheap, think first if you can pay the credit card before the due date of the card. If you are the original credit card holder and you have another person on it, remind them to use the credit card as little as possible. Having two cards may be a good idea, but it’s not the best idea. The other person may have a tendency to buy things that aren’t necessary. You can always ask for help from your family members or friends for advice on debt relief solutions.

Also try and look for the best deals or sales, even on your basic necessities. Know where you can get the best deals. If you know sale cycles you have a better chance of shopping on sales. Use loyalty cards and coupons. But this should only be on items you really buy.

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Source by Aiden Caleb

Mobile Development Makes Your Phone

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The cell phones have been effectively acknowledged as a gadget which is proficient to perform more than making voice calls. The number of pleasurable and appealing functionalities has gotten huge progressions the field of mobiles. With the help of mobile phones apart from making voice calls, you can also send text messages, click photos, chat with friends, make video calls, share links, exchange documents, send email, book your movie show and much more, as a matter of fact you can do almost everything with your phone. This achievement has been conceivable by commencing more current and better applications for the end-clients.

The main important change was brought by Apple by bringing in the iPhone in the mobile industry. It was a huge hit and made its own particular special market in the mobile world. From there on, it was no looking back in the field of cell phones and offered ascent to different gadgets, for example, Android, Blackberry based phones.

Considerably after accessibility of a long list of applications harmonious with one or more devices, the mobile industry is prepared with open arms to acknowledge new, inventive and attractive applications for their specific specialty. In such scenario, the mobile development service providers are putting forth mobile applications development services to add more usefulness to a hand-held device.

The mobile services have abridged the distance between individuals and have greatly improved the way of communication than some time recently. As mobiles have turned into an indispensable part of our everyday need, the across-the-board range of cell phones are coming in the mobile industry. Subsequently, the extent of presenting new applications has likewise grown. This has changed a usual cell phone into a Smartphone which is giving extreme contention to each other. A few of the commonest mobile applications are hotels, climate, new, travel, games, education and so forth.

The mobile development organizations hire a team of mobile developers who are competitive in bringing results from easy to intricate applications. They comprehend the business patterns and are ready to handle snags and difficulties to create a solution that can suffice the necessities of most of the clients.

In the event that you have a phenomenal concept to create a new application for a cell phone, you must engage the services of mobile application engineers to turn it into reality. They will think about the business, design a layout, develop a solution and eventually perform careful testing to guarantee the bugs-free solution for the future customers. You can either decide to introduce it in application stores or in other mobile programming distribution system. The clients can download the favored applications onto their mobile phone and can make the best utilization of the applications in their everyday life.

Mobile development professionals to alleviate all forms of intricacies have to ascertain proper testing on each and every platform. Some business organization increases development resource by laying down stability in native user-interaction with backend platform. In such situation, a mobile app can run as a web application interface in an effective manner.

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Stop Paying Credit Card Debt and Stop

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Every month thousands of Americans are forced to stop paying credit card debt simply because they are out of money. Half a million people in the US lose their jobs every month due to the deepening depression and it becomes a choice of food and shelter or make a credit card payment.

If you can’t pay credit card debt, then what are you to do? First, you must completely change your thinking from “traditional economy” to “depression era” survival mode. Once upon a time, you had great credit, paid your bills on time and planned to live happily ever after.

Then the “big bad” economic depression formed and the sky began falling, raining pink slips down upon millions of people. Uncle Sam saw what was happening and with his infinite wisdom, he began the biggest “bailout” of banks and large corporations in the history of the world.

Your life changed from a fairy tale to a full-blown horror classic in a matter of months and now you’re being chased by a credit card monster that is determined to eat you alive! Next month this scenario will repeat itself as another half a million people become unemployed.

The good thing is, the credit card monster can’t eat us all. Some people will adapt to the debt collectors strategies and emerge to live a debt free life. Who are the survivors? You might call them the “action figures”, the people who take action and defend themselves against collectors

As you begin to change your thinking about your credit-card-debt situation, you will need to realize that it was not you who caused the economic meltdown, it was the banking system. Further, you must know that after you stop paying credit card debt, the bank “wrote off” your debt and moved on.

After about six months of nonpayment, the bank sells your “debt” to debt collection companies and that is “the end “of the story for the credit card company. From that point on your account never existed with the original credit card company.

The debt collector paid a few cents on the dollar for your account information and he will now use your “moral obligation” traditional thinking to scare you into paying him instead of the original credit card company. The original credit card company will not receive a penny from the debt collector should you choose to give him any money.

The debt collector took a big risk when he purchased your account. His thinking is that he can scare you into paying him and reap a huge profit from you. He will use every legal means available to collect money from you, and many collectors will use “illegal” tactics to extort your money.

Most people don’t know that they too have an arsenal of completely legal tactics to use against debt collectors. Once you show the debt collector that you have absolutely no fear of him, he will quickly move on to those who are sticking their head in the sand hoping he will go away.

You can easily make the sky fall on the debt collectors head by dropping bits and pieces of the Fair Debt Collection Practices Act on his head one piece at a time and he’ll quickly move onto the less knowledgeable, easy prey.

Arm yourself with knowledge and don’t be a “cowardly lion”. Follow the yellow brick road laid out for you by the Fair Debt Collection Practices Act and you can successfully end your credit card nightmare.

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Source by Phillip Emerson

Mobile Phones – Indispensable And Awesome

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Advancement in the technology has brought great innovations to the human life. There has been immense metamorphosis in the way human beings live their lives. Enhanced lifestyles and progressive inventions have bestowed the mankind with more comfort and luxury. Now we have advanced gadgets with which we can simply enjoy great convenience in our lives. The things which were only an imagination few years back have now turned into reality.

The technology blossoms in the world of sophistication and advanced sciences. One such innovation of technology that has influentially penetrated the human lives is the mobile phones. These gadgets have transformed the way people interact with each other. They have revolutionized our lives in tremendous manner. Earlier we used the conventional land line phones to communicate with our family members. Then these advanced gadgets were introduced which entirely changed the way we talk with others. This novel concept really appealed to the people, however initially these phones were not too advanced and they had less features. With time there has been tremendous enhancement in the arena of these phones.

These days mobile phones have become highly advanced and they have immense facilities that can simply exhilarate the user. Now the users can communicate with their peers and family members no matter where they are. The new age phones feature advanced applications with which the users can get great ease in communication. These gadgets are equipped with advanced camera with which high quality images can be shot. The cameras have finest quality lenses and great precision. These cameras are supported with the other advanced functionality like digital zoom, auto focus. The advanced phones feature amazing applications for editing images and adding finishing touches to the photographs. You may also find great facilities like video streaming and video conferencing in the handsets.

Gone are the days when phones were only used for talking; now they can also be used for surfing the internet. These gadgets are equipped with advanced technologies like GPRS, EDGE, 3G etc with which the reliable and fast speed internet connectivity can be achieved on these device without any hassle. This has bestowed the users with ease of checking their important emails, creating their blogs etc. These handsets have advanced Bluetooth connectivity with which the users can easily connect to other devices and have hassle free data transfer. This innovative technology has made mobile phones more efficient linke Nokia N95. These gadgets are loaded with immense capabilities to entertain the users.

These gadgets are endowed with highly efficient and robust music players with which the users can enjoy the music everywhere. The music players have support for a variety of file formats. Users can create play list of their favourite songs and listen to the tracks with amazing sound quality. The handsets also feature multimedia messages, video playback, advanced polyphonicMP3 ringtones and FM radio etc.

As the trend of smart phones is gaining pace more and more Mobile Phones manufacturers are coming with advanced phones that are similar to mini computers. These devices have efficient applications for document editing. They also feature QWERTY keypads with which the users can easily type email messages.

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Source by Morton Devi

Best Credit Card Offers Online

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Credit cards are categorized based on various factors, such as cards offering reward programs, cards with good interest rates, low balance transfer rates, or low annual percentage rates, cards for those with limited credit, and specialty cards (cards that offer special features and benefits). Depending on the category and type of card, deals differ, as many credit card-issuing firms offer special deals for special categories. Also, the best deals differ from time to time, as the value of currency is not constant. A few of the best credit card offers that are on as of now are mentioned below:

 

The Citi Platinum Select Master Card offers 0% introductory Annual Percentage Rate(APR) on balance transfers for 21 months and 0% introductory APR on purchases for 12 months. After that, the APR will be 11.99% – 19.99% based upon the card holder’s creditworthiness. This APR will vary with the market based on the Prime Rate. Also offered with this credit card is extra cash from Citi – that enables the holder to enjoy discounts on gift cards, travel, merchandise and more. Citi Identity Theft Solutions, that covers secure, free online account management with no annual fee, is an added bonus.

 

The Chase Freedom Visa Card offers the holder a chance to earn a $100 cash back bonus, if the holder makes $799 in purchases in the first three months after the issue of the card. Also, 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to a quarterly maximum is applicable. Plus, signing up for this card is free and easy! This is one of the best credit card offers available. Another part of the offer is unlimited 1% Cash Back on all other purchases, with no spending tiers, and up to 20% cash back on online shopping purchases at select merchants through Chase.

 

The Capital One Platinum Prestige Card offers 0% introductory APR until September 2011 on balance transfers that are processed in as little as 48 hours. Additionally, there is 0% intro APR until September 2011 on all purchases. Another bonus is the $0 Fraud Liability if the card is lost or stolen. 24 hour travel and emergency assistance gives the holder a replacement card and cash advance without hassles. 24 hour roadside assistance and travel accident insurance are provided by default. Also, there is no annual fee. This card thus is a strong contender for being among the best credit card offers on the market, today.

 

The Orchard Bank Classic Master Card offers an excellent credit card for rebuilding credit scores, and reports to 3 major credit bureaus monthly! The Orchard Bank Classic Master Card is accepted at millions of locations worldwide, including website purchases and reservations. The account information of the holder is updated daily and is available to the holder any time round the clock for easy management. Additionally, email and text messages are sent to the holder to remind them about upcoming payment due dates if the customer has online enrollment. The customer service is great with on-call customer service representatives to assist with questions or concerns. Whether the card being offered is a secured one or an unsecured one will be disclosed before the application is processed, thereby ensuring 100% transparency and avoiding hassles.

 

The Discover Student More Card offers a 5% cash back bonus in categories like travel, department stores, gas, groceries, restaurants, and more, which means extra money for the student holder. Also, 5% to 20% cash back bonuses at their exclusive online shopping mall is provided for free. Additionally, up to 1% unlimited cash back bonuses on everything else bought by the student, from textbooks to toothpaste, is automatically received. The introductory APR is 0%, for six months, and there is no annual fee. The Discover Student More Card is one of the best credit card offers for students.

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Source by Art Taylor

Buy Mobile Phones – For a Stylish Life

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Cell phones revolution is on. Everyday, we see launch of latest mobile phones with more advance features. This is the only industry which has grown up in recession time as well, and it is the leading industry of gadgets. Due to the high competition in market, consumers get best price, products and services. This electronic device is being used everywhere from business to personal life. Consumers buy mobile phones to make the communication process more effective. Even companies have started to provide free cell phones to employees in order to make better coordination and achieve desirable result or outcome.

Users get number of options in this competitive world to buy mobile phones. Brands like Nokia, Motorola, Sony, HTC, Apple, LG, and Blackberry are big names of gadgets industry. It is advisable to choose the handset as per your requirements and budget. If you really need a latest cell phone but you can not afford it, then cheap mobile phones can help you to avail one. Many mobile deals are available in market that provides number of options to every age and social group. Users can find latest functions in every cell phone like, Bluetooth, web browsing, GSM roaming, color screen, music player, video games, office tools, conference and many more.

Various network providers offer numerous mobile deals for example, contract phones, pay as you go, SIM free, 12 month free line rental and many more. People can buy mobile phones with any affordable deals. These deals contain free gifts as well. Online mobile phone shops are heaven for shopping of gadgets. They not only offer products and services, but also provide the information about upcoming products and deals. You can place the order any time without spending any money for delivery charges

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Source by Stella Harvey Jones

Cash Against Credit Card in Mumbai

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Hello CC holders,

Easy steps are being done over there to induce your cash at any time. Not only simple swipes are being done, also with less tax deductions at the time when you are in need of money. When obtaining cash there are several simple ways that of repaying wherever you’ve got to repay the money at correct period of time. In order that whenever there’s want of cash we provide you with our dedicated and surprise service to create our customers to be glad. So anytime at need of money simply take your card and simply swipe and acquire the cash that you just needed to be spent.

Providing cash against credit card purchase is one of the way to encash your money from your credit card. Even bank provides to withdraw cash from ATM using card. But, if they reduce the interest rate for withdrawing cash from credit card, people will not use other outlets to encash the money. In case of any emergency, one can withdraw cash from credit card in Mumbai. we provide spot cash on card.During urgency, we can take money from ATM using credit card. But, it will be upto the cash limit. Not the total card limit. so, no other way to solve the purpose. We suggest people to do this in a frequent interval. if you continue to do this, bank will not get any benefit. Even though, people are making the transaction into EMI. by doing so, banks are getting interest for the money they are offering.

We are additionally providing the quickest service to our customers wherever the shoppers will get their cash at the necessity of emergency. Once customer comes to us for urgent cash they’re provided and concerned with the short amount of time in order that they’ll simply calculate and manage their times and might be scheduled consequently.

All are earning in our life but only few are spending it in a right way so spend your money wisely. We are always there to help you when you are in need of money at anytime to avail you with the instant cash.

We Provide Cash against Your Visa/Master/Maestro Credit Card. To avail this facility you just need to submit your ID/Address Proof.

Call 9092607812, 7397284961

visit: http://www.cashbazaar.in for more information

We are here to help you in your urgent needs.

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Source by Ajay Kumar

3 Quick Aspects To Consider When Getting A

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Samsung is among the top mobile phone brands you can trust for high quality phones. It has a myriad of phones to choose from and to suit all kinds of budgets. The latest phones from Samsung come with amazing features that you can literally work from your phone if you have no access to a computer or on the go. But considering that not all features are important to everyone, you must of course determine what matters to you most and select the phone that offers you precisely that. Here are a few aspects you might want to consider when chasing for a Samsung mobile phone.

Storage capacity

No matter what you intend to use the phone for, every user wishes to have a phone with a big capacity when it comes to storage. You may want to download apps, take and save photos and even create videos and all this without really running out of storage space. Fortunately, most phones of this brand come with huge storage spaces from 2GB all the way to around 64GB. Choose the size that serves your personal and professional needs, but remember that sets that come with larger capacities tend to be a little costly compared to those with smaller ones.

Battery life

This is what will determine how long you can use your phone before needing a recharge. The majority of phones from Samsung have long lasting batteries, but you need to remember that a few factors also play a role in how long the battery lasts. For instance phone that are 4G enabled tend to be a little low when it comes to battery life compared to 3G enabled phones. How often you use the phone can also determine the life of your battery after every recharge. If browsing is your thing, consider using WIFI over 3G to save the life of your battery. Whereas you can have up to 15 hours talk time on your Samsung, you may need to get the latest models for this and probably more. Again, consider your phone usage and select a model that will work efficiently for you.

Screen size

It is true to say that smartphones with bigger screens are more preferable among users, but standard sized screens still appeal to many. The good thing about Samsung is that it offers all kinds of screen sizes to its users so you can find what you prefer. Whether you like small displays or larger ones, you will find all kinds of screen sizes and resolutions to suit your needs. The Galaxy Note makes a very good example of models offering bigger displays with its 5.5inch display. With such a display, working your spreadsheets is easy and so will watching a movie from your phone.

When it comes to Samsung mobile phones, there is something for everyone in terms of size, price, colors and features. You simply need to know what your needs and priorities are and then choose a phone that works for you.

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Source by Shalini Madhav

A Guide to Hotel Linens Materials

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For centuries, Linen has been serving a vast range of necessities in our world. It is a textile derived from flax plants. The name Lenin is from Latin name for flax plant, Linum. Linens are considered one of the oldest textiles of history dating to about 8000 BC. The prime factor that made Linen stand the test of time is its longevity. Linen manufacturing is very time consuming process, nevertheless is vogue and appears extravagant and gorgeous at the end.

Although the use of linen has changed dramatically over the years, the basic element of it that never changed is its dominance in clothing industry. It is widely used in producing a numerous range of fabrics such as towels, bed sheets, tablecloths, napkins etc. It has been also extensively used in women’s apparel for ages. There has been a slight depression in demand for Linen during 1970s, but it incrementally rose to 70% by 1990s for its quality. It is now a symbol of luxury and status.

Linen keeps the heat under control for the wearer. The bed sheets made of Linen are weather conditioned – they are warm in winters and cool in summers – such is its efficiency. Pure linen that is made from natural flax fibers or 100% linen is the best material for clothing.

Linen weave made of cotton, hemp and other non-flax fibers are called as Linens too. Clothing pertaining to Bed, Bath and Kitchen favor the Linens that are united with cotton for its affordability and absorb-ability. These have a huge market in Hotels, Restaurants, Hospitals, Assisted Living Facilities, Churches, Weddings, Hospitality and Healthcare Industries. The main reason for these renowned industries to opt Linens for their services is their durability, strength, flexibility and yet being extremely comfortable for customers and for their staff to launder it. Frequently used fabrics such as Hotel Bed Sheets, Hotel towels, Hotel Linens, Restaurant Linens, Hospitality Linens, Napkins, Table Linens – all are commonly made of Linens but different types. The change in the style of weaving differentiates one linen from another.

Let us look into a few types of linens and their uses.

Mercerized – The feel of cotton and make of linen makes it dual advantage as it offers the softness of the antique fabric and durability of cotton. Even after a series of washes, it still holds the same quality making it a perfect value for money.

Damask Linen Fabric – Do you want a touch of luxury then go for Damask. Damask Linen fabric is woven in plain and satin weaves, which has an extra soft texture on the fabric that is smooth and pleasant to feel. The stand out feature of this fabric usually comes in single color – mostly blue or red or both – with very fine design on it and in reversible pattern.

Plain-Woven Linen Fabric – This is the most used fabric for cleaning glassware. It is famously called as Glass Toweling. This one is a loosely woven fabric, which makes it a best water absorbing fabric and thus its domination in cleaning services. There are again many types under Plain-woven linen fabric – each having its own purpose. Holland Linen is used in making windshields and Lamp shades for it is opaque and thick enough to block sun-rays entering inside. Cambric Linen is another plain-woven fabric that is used in making of handkerchiefs and lingerie as it is the thinnest woven fabric of all. Butcher’s linen as the name has it, is used by butchers as aprons because of its strong plain weave. These fabrics are rigid and hard textured, capable of withstanding the harshest of stains.

Loosely Woven Linen – These are the most absorbent fabrics among the rest Linen fabrics. There are again variations under this Linen to serve a range of necessities. Bird’s eye linen and Huck-aback Linen are widely accommodated for its geometric designs and delicate requisites such as diapers and sanitary towels.

Sheeting Linen – Sheeting Linen is used to manufacture Bed Sheets. It has highest demand in service-based industries and is commonly preferred for Hotel bed sheets. Egyptian cotton is the most desired sheeting for its luxurious experience, real Egyptian cotton is grown in Egypt under careful supervision and is hence, extremely soft and also durable. Buyers have to be vigilant in buying an Egyptian cotton because there are more false ones than originals in the market.

Toweling – These linens are specifically used for producing towels of different sizes and lengths for Hotels and Restaurants for hotel towels, restaurant napkins and bathroom linens. They are made after exact and accurate measurements to give the guest the best experience of touch, feel and usability.

How do you know whether the linen you bought is genuine, reliable and superior in quality? The quality of linen is measured in GSM – grams per square meter. With the weight of the Linen fabric, you can determine its perfection. The higher the number of GSM, the better is the quality of linen fabric. Before going to buy a linen fabric, it is wise to do some research on GSM levels. Typically for a towel linen, 400-600 GSM indicates a fabric of medium quality, anything under 400 GSM is thinner and of cheap quality. Levels higher than 600 GSM are considered luxurious, super absorbent and superior quality fabrics. For Bed linens, 160 to 200 GSM is recommended. GSM level below 140 is again not of good quality and is best to ignore. Linens of lesser GSM levels get a hard workout and lose parts of fabric every time it is laundered.

Now, comes the toughest part – a good wholesale linen supplier. To elect a good supplier becomes a challenge when the market is as broad as the linen market. To select the best wholesale linen supplier, one has to reconsider the above discussed factors. Test the knowledge of the supplier, being cognizant is the only way to discover the best wholesale linen supplier and master the art of linen purchase.

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Source by Michael Smith Jr

Congress Looks to Avert Eurozone Struggles

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This week, President Obama urged congress to reach a compromise on the so-called debt ceiling-the legal ceiling for federal debt-and agree on a new budget that would balance America’s books. Policy wonks and politicos have prophesized that any prolonged, bipartisan stalemate would plunge America into economic turmoil anew. It seems the congressional “Gang of Six, “composed of the top lawmakers on either side of the isle, has finally agreed to move forward with talks to cut nearly 3.7 trillion dollars in federal spending over the next 10 years. Though it is unclear from what programs and jurisdictions this money will come, it is clear that reaching a final version any compromise and subsequent bill, in the bipartisan House and Senate, will be long and anguished.

Credit card bills become a headache for everyone

Much of America will be relieved that the US government isn’t going to shutdown as it threatened many times earlier this spring. Some might recall the thousands of government employees furloughed because lawmakers couldn’t reach an agreement over the federal budget.

Evidently, even the most powerful people in the country are struggling to reign in spending and control their credit.

These temporary lapses in government underscore the availability, or lack thereof, of new credit and new credit alternatives. US lawmakers are effectively engaged in what many credit card customers would recognize as a credit card negotiation.

Like all credit card consumers with revolving debt, many lawmakers are getting their first significant taste of the anxiety and pressure that comes when creditors call and you can’t pay up-in this case, failure to pay up could mean years of political backlash from angry voters. What’s worse, a federally sized “credit card negotiation” gone wrong could undermine the frail but recovering international economy.

Unlike the Eurozone

Over the past year, the US, despite opinions and forecasts to the contrary, has weathered rough economic forecasts with brassy conviction. Much of the Eurozone, in countries like Italy, Spain and Greece, has suffered a paralyzing series of severe economic shocks equivalent to nation-sized bankruptcy. Not a few times have financial earthquakes punished the Eurozone and pushed it to the brink. International creditor and banking confidence has been rattled by high unemployment in pivotal Eurozone countries and the reduction of hundreds of billions of dollars of European consumer debt to “junk” status.

Of course, no one can argue that the United States and the Eurozone haven’t fallen upon similar hard times. Historically, however, there has always been a major difference in the outlook of American consumers and Europeans-American confidence usually prevails over hardship. That appears to still resonate with a bipartisan Congress this week: Americans move forward.

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Source by Chris Marvin Lee

Mobilize Your Joomla Website Through Smart

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Websites that do not load correctly on regular desktops can be annoying. Websites that do not load properly on a smart phone are just a nightmare and hard to remedy. If a mobile customer cannot reach the website that is in mind, then there goes a visitor and potential customer.

With the popularity of Smartphones, the most successful websites add a mobile site for their mobile customers. The best way to keep visitors and customers happy is to upgrade to the mobile Internet train and offer this option.

Traditional websites cause problems for Smartphones to load because the traditional website has a lot of additional features. Websites that have a large array of flash images, large pictures, or even large java-scripts can cause the mobile phone to not load properly. Many Smartphones have a slower Internet connection; regular websites will take a longer time to load.

The products listed below are to help customers run better Joomla sites while browsing the mobile Internet.

Mobile Joomla

One of the tricky things with having a traditional website and having a mobile website is trying to balance the two. The best thing about Mobile Joomla is once a website has gone mobile, Mobile Joomla has a built in detection monitor that displays the website to which setting it is in (either traditional or mobile).

Apart from the ability to detect which setting the site needs to be in, no matter which style the site is in, the display for both traditional and mobile is beautiful and clear.

Mobile Content Switch

This is a great app for Joomla users; due to it allowing the webmaster to manage their website; no matter what setting the site is based upon (again, mobile or traditional). This is a popular application for iPhones and iPads, so there is a lot of attention to troubleshooting out there. This app is really easy to use and should always be considered first if the user has an iPhone and a Joomla account.

Joooid

Based around the Android, Joooid allows Joomla users to manage their sites so the end result is a beautiful and easily functioning website. Joooid also lets the user publish articles, post photos, upload maps, and keep everything running in a fine-tuned manner.

A great app for webmasters that like to keep a well structured website that works great for traditional websites and mobile Internet Smartphones.

One important thing to keep in mind when managing a mobile website is that once a traditional website is built and a mobile website is created, is that the mobile website needs to continually be managed along with the traditional website. There is now a way to create a mobile website that will update when the traditional website is updated.

Joomla users can keep their websites up-to-date with little to no effort, and still produce a wonderful website for mobile users that does not lack in detail.

The best function for these helpful apps is the ability to be updated from Smartphones as well as regular PCs. There will never be a poorly designed mobile website again with the use of these three helpful apps.

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Source by Gaurav. Heera